In an earlier blog, we discussed the importance and necessity of a medical exam and blood test in order to apply for Disability Insurance. We have compiled some tips that are important to know and consider before you show up for your appointment
Tips To Consider For Your Disability Insurance Medical Exam
1.) When making your appointment, ask if the medical exam can be performed at your home. Some insurance companies may allow this and you may feel more comfortable doing these tests at home.
2.) The medical exam may be conducted by a medical doctor or a licensed medical professional.
3.) This appointment will consist of a medical exam, urine test, blood test, blood pressure reading, height and weight measured, and a set of medical history questions. Also, you will be asked for the names, phone numbers, and locations of all of the doctors you are currently seeing. Make sure to have this information with you in order to avoid delaying the process.
4.) Disability Insurance medical exams take about 20 – 35 minutes.
5.) Do not eat any food for at least 12 hours before your appointment. This will help your results in the blood tests. Don’t drink alcohol or coffee the night before and don’t eat breakfast before the exam. In addition, don’t smoke or chew tobacco 24 hours before the exam as well.
6.) Make sure you get a good night’s rest before your appointment.
7.) Don’t forget to bring your ID with you.
8.) Don’t wear anything with long sleeves. Short sleeved tops are much more convenient for the blood test.
We hope that these tips will give you a “heads up” on how the medical exam will consist of and will make you feel more at ease.
Our experienced advisors at Insure Your Future can answer your questions and concerns about the medical exam, Disability Insurance, and any other general insurance questions. Call us at (800) 788-8921 or fill out our Contact Form for us to contact you promptly.