Many employers offer their employees benefits as a part of their employment package. Some of the benefits might include paid vacation time, 401k, and retirement plans. But, an employer may also offer Disability Insurance, which some may interpret as a sign of a true caring employer. Disability Insurance makes sure that you still receive money while you can’t work (due to a disability, illness, or accident). An employer offering this type of coverage may want to make sure an employee is still financially able to provide for their family while they are not physically working. Employers who appreciate and love their employees will have this in their benefit package.
Your Employer & Disability Insurance
If you are currently employed and do not have Disability Insurance, you should get some immediately. This can be done through an independent agent (recommended) or through your employer IF they offer it. If they do not, an independent advisor will be able to shop the market on your behalf to get you the best rates for your budget.
If you’d rather get it through your job, you can go to your human resources department and ask them to provide it to you. Many employers have provided if several employees express their interest. Your employer can then contact us to help the process get started. We will then be able to assess your needs and get you covered with Disability insurance for the protection of you, your family, and income.
Are you a Business Owner?
If you own a company or business, you can show your employees that you care about them by adding Disability Insurance to your benefits package. An independent advisor will be able to get you excellent group rates and can help customize a Disability Insurance package for your employees.
Your employees will be appreciative of at least having the option to have Disability Insurance coverage. If they are ever:
- Get into a car accident
- Have a sporting accident
- Have an illness/disease
- Broken limbs
- Other events would prohibit working
Ready To Cover Your Employees?
Our advisors are able to help working individuals, employers, and employees interested in coverage. We can help you throughout the entire process from customize your perfect policy to answer all of your questions. Call us or contact us today to get started!