Disability Insurance is largely known for paying you a percentage of money after an event happened that caused you not to be able to work and earn an income. Events that hinder you from working and earning money can be traumatizing and overwhelming. A time like this can leave someone physically and financially vulnerable. But, fortunately, Disability Insurance helps individuals continue to pay for rent, groceries, and daily living expenses while they are not able to work. This allows for them to focus on their healing, recovery, and rebuilding their life.
Disability Insurance: What It Will Do For You
As mentioned, an event that disables you, can be life altering. Investing in a Disability Insurance policy now, when you are able to work, will protect you in the future if you ever can’t work due to a disability (short term or long term). Having it in place is key to being paid money when you aren’t working. This is essential in today’s unpredictable world.
By still having an income (due to the insurance policy), you are able to continue paying for the things you need. You will be able to continue to pay for your place of residence, your car, and utilities. This is important because these are the most common things that people have to give up when they aren’t working and getting a paycheck.
Real Life Example: Michael Sizemore
In the case of Michael Sizemore, Disability Insurance significantly helped him after getting hit by a drunk driver. He went from living an exciting life to rebuilding it due to the injuries he sustained from the accident. Michael especially attributes his journey in rebuilding his life to Disability Insurance.
To watch Michael discuss his story: http://www.lifehappens.org/videos/long-road-back/
Our advisors specialize in Disability Insurance. We can help you customize a policy according to your lifestyle, budget, and preferences. Call us at (800) 788-8921 or fill out our brief Contact Form to get started.