Many jobs offer their new employees benefits. Nowadays, many may offer health insurance and paid days off. But, what a lot still don’t offer is Disability Coverage. This kind of coverage is an essential type of insurance for everyone who works, especially for young women.
Why Young Women Need Disability Coverage
Starting a family can be exciting and overwhelming, and yet not always planned. This is why young women in general and those who are planning to start a family need this type of insurance. This insurance will pay you benefits (money) while you are not working. This money can be very helpful to have during your maternity leave period. It can help pay for your mortgage, groceries, daily bills, clothes, etc. while you focus on recovering and your new baby.
As mentioned earlier, many employers do not offer any kind of disability coverage to their employees. This is why young women should demand for their employers to carry Disability Insurance. It will help them secure their paycheck during maternity leave. Without this coverage, women are left to cash in any paid days off, rely on their savings, or have nothing to fall back on while they are not working.
Does Your Job Cover You?
Disability Coverage, more specifically, Short-Term Disability Insurance, can only be obtained from your employer. This is why it is important to demand your job to offer it to you. It will help you protect your paycheck during an important and life-changing time in your life.
Disability Coverage is inexpensive to your employer and will be payroll deducted so that you are automatically protected on an ongoing basis without having to send in your payments to a separate location.
If you are not being covered by your job, you should demand this type of coverage. Talking to your human resources department can get you some answers.
Keep in mind: This insurance is not only for pregnancy, it can also protect you if you can’t work due to a injury, illness, or disability.
We Can Help You!
Our advisors can help your employer get the best type of Disability Coverage for you and it’s employees. We can conduct a market scan and work to get you what you need to be covered and secure.
To get started, fill out our Contact Form or call us at (800) 788-8921. We look forward to working with you and your company.