As much as people like to plan for the future, one thing people do not like to plan for is in the case of them becoming disabled. People don’t like to imagine themselves in that kind of state. It makes them feel uncomfortable and often upset at the thought of them not being able to be independent and work. So they do not invest in Disability Insurance.
Don’t Do This
Instead they rely on the “hope for the best” emergency plan. This “plan” is not really a plan at all and is not advised. Someone who relies on this plan just waits for something unfortunate to happen to them (disabling car accident, disabling work accident, disabling sports accident, etc.) then decides what to do at the last minute.
Many times that means dipping into their savings, cashing in their 401k, asking family members for financial support, or taking out a loan. All of these desperate options can be avoided.
Do This Instead
The TRICK is to invest in a Disability Insurance plan way before you even need it. If you have it in place and something unfortunate and disabling happens to you, you will already be protected.
You will not need to resort to any of the options mentioned above and will have comfort in knowing that your Disability Insurance policy will allow you to pay for things such as groceries, day care, mortgage payments, etc. when you are not working and earning an income.
Protect Yourself With Disability Insurance
No one plans on become disabled. But, it does happen and it can happen to anyone. It is better to be protected sooner than later. Insure Your Future can help you customize a policy for your lifestyle, budget, and needs. To get started, call us at (800) 788-8921 or fill out our Contact Form so that one of our agents can contact you.