Although most Americans think they should have Disability Insurance only some have it. One of the primary reasons why hardworking people don’t invest in this type of coverage is because they have no idea how much it is going to cost them. Let’s face it, the cost of something is usually the deciding factor if it is purchased. Disability Insurance quotes are what many want to know right away.
How Can I Get A Quote?
Getting Disability Insurance quotes is not as hard as you may think. The first thing you need to do is to get in contact with an experienced Disability Insurance. They will be able to educate you more about this type of coverage and discuss what influences the cost of your insurance.
Your advisor can give you an estimate of what your quote may be, but the only way to find out exactly what you would be paying is to fill out an application, and have it processed by the insurance company’s underwriting department. It is important to note that you DO NOT send in any money with your application.
Disability Insurance Quotes – What Influences Them?
- Your Job/Income
- Health/Medical History
- Policy Options
All of the above things get analyzed and calculated to come up with your insurance premium that you will pay.
It is important to not that the younger and healthier you are may equal cheaper prices for you.
GOOD TO KNOW: As mentioned previously, many people do not know what Disability Insurance will cost them, and some even think it will be too expensive.
- But, for most people, it actually averages out to be about $200 – $300 dollars a year.
TIP: This calculator can be used to calculate the income you would need to keep up your current standard of living if you can’t work. It may give you an idea of what you would receive on a monthly basis.
After you submit your application, it may take about a month to hear back. You will be told by your advisor if you were accepted on not, and what your premium will be.
Get Your Very Own Quote
Our experienced advisors can get you a personalized quote. We can answer your questions and walk you through the insurance application. To get started, call us at (800) 788-8921 or use our Contact Form to be connected with an advisor.