I recently read an article that discussed millionaires. They seem to understand a variety of things differently than the average person. One of the points the article noted was a millionaire’s understanding of insuring yourself against risk with Disability Insurance.
A Millionaire’s Mentality
Millionaires understand that anything can happen at anytime, whether it’s a car accident, work accident, divorce, or a disability. They understand their need to secure their finances and insure the lifestyle they are living.
A millionaire also understands that their wealth does not make make them immune to sudden illnesses or injuries that would prevent them from working and earning an income. They also understand the important of future financial security, and they do this by investing in Disability Insurance.
They Use Disability Insurance To Their Benefit
Millionaires use Disability Insurance as a key way to insure your lifestyle and protect their paycheck. By doing this, they will be able to continue paying for daily expenses, mortgage payments, cleaning services, chid care, etc. while they are not working.
This type of insurance will allow them and their family to have financial security and protect themselves from possible debt or home foreclosure if the individual (the millionaire) is hurt/ill/disabled and isn’t able to work and get paid.
Not Just For Millionaires
Disability Insurance is a great investment for everyone. Just like millionaires, you should protect your earnings from an unforeseen illness or disability. The benefits you get from this insurance will allow you peace of mind when you may be at a very physically vulnerable time in your life.
To read the entire article: http://www.businessinsider.com/how-to-act-like-a-millionaire-2013-8
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