Disabilities can last a long time. This can cause a huge damper in your family’s lifestyle and financial security. This is one important reason why having Disability Insurance is essential and should be a part of everyone’s financial plan. This type of insurance will allow your family to have the income you need to continue paying for life daily expenses.
There are many types of disability that can adversely affect your life, some may even surprise you. Here is a list of disabilities and the typical breakdown by percentage of claims:
- Mental and Nervous Disorders/Substance Abuse – 18%
- Cancer – 9%
- Chronic Fatigue/ Fibromyalgia/ Carpal Tunnel – 10%
- Cardiac/ Circulatory System – 8%
- Infectious Diseases – 3%
- Nervous System – 13%
- Injuries – 7%
- Back – 19%
- Orthopedic, Excluding Back – 7%
- Miscellaneous – 6%
Disability Insurance Is What You Need
This goes to show that there are many types of disabilities that can hinder your health, family’s lifestyle, and can create incredible financial loss. Being afflicted with any of the above will most likely take you out of work, but that doesn’t mean your finances will stop. Your monthly bills will continue to keep coming in and they will need to be paid.
Disability Insurance is the answer. The benefits you receive from this type of insurance will allow you to keep paying for your rent/mortgage, groceries, child care, credit card bills, utilities, etc.
Secure Your Income ASAP
A Disability Insurance policy can help protect your income and future. To discuss your options, call us at (800) 788-8921 to speak to an agent who can help you customize a policy that is just for you and your needs. If you would like us to contact you, fill our our brief Contact Form so that we may reach out to you as soon as possible.